WFC gets a new CEO in a week so the strategic vision is still to be determined. Still, the bond market has tightened spreads and the equity is still where it was. We believe that there are still hard years ahead and the bond markets are ahead of themselves. Sell benchmark bonds, Sell Stock. Medium counterparty risk.  WFC WFC WFC WFC WFC WFC WFC WFC WFC WFC WFC

VantageScore, the #2 US consumer credit scoring company, recently interviewed David Hendler for its "5 Questions" monthly newsletter column. David discussed his US Consumer Risk Outlook, the validity of credit scores in predicting future downturns, and how the Millennials should credit trend given their "thin-file" history. 

The world has turned topsy turvey with conflicting Trump troop moves, US-China trade truce and India domestic demand slowing. Posibble N. Korea pork shortage adds to the geopolitical hunger games.