Company Reports

Citigroup 3Q15: Still Getting to Normal


Citi is still mostly a cost cutting and stronger capital story.  The operating metric progression is still to be seen and the global markets downdraft has cooled off its capital markets and Asia consumer momentum.

BB&T 3Q15: Organic and Purchased Loan Growth


Solid organic loan growth coupled with acquisition boosted interest income, but soft insurance revenues, sale of American Coastal in 2Q and merger charges marred otherwise solid quarter.   

U.S. Bancorp 3Q15: Consumer Lift, Cost Control Lid


USB has a great regional bank franchise that is seeing consumer loan lift in cards and home equity and usual payment services progression.  Still the low rate environment with the Fed on “lift hold” is cramping its margins.  Cost control continues to be a partial remedy.  USB USB

BAC 3Q15: Self-Serve Channels Help Absorb Cap Mkts Vol


BAC is focused on positive metric moves, especially on self-serve: mobile/online/ATM sides. Continued balance sheet improvement on the capital/liquidity sides, while litigation/legacy assets fading. Moves out of discretionary securities assets more into loans to manage positively its ALM risk. Move to Hold from Sell on Credit/Equity Views.


WFC 3Q15: Feasting on GE Divestiture Delicacies


Wells Fargo is combining good core loan growth with an opportunistic advantage to acquire more GE Finance divestiture delicacies.  This helps in the low rates environment where where traditional C&I loan yields are low whereas finance receivables yields are more attractive 

JP Morgan 3Q15: Capital Markets Weighs, Still Solid Loan Growth


Solid loan growth and improved NIM was offset by market conditions.  Revenues down across all units, but net income benefited by lower expenses, tax benefits and loss reserve releases.

Scotiabank 3Q15: Increasing Latin Flavors


Good loan growth in Canada and South America, but softer Asian business.  Added to Peru and Chile exposures with acquisitions.  Concerns of potential asset quality deterioration in Latin American and direct and indirect Canadian oil loans.

CIBC 3Q15:  Record Quarter, Low Stress From Oil & Caribbean


All businesses contributed to a record quarter.  Strategic focus bearing fruit.  Credit quality remains solid.

Toronto Dominion 3Q15: Resi Mortgage & Commercial Loans Lead Growth


Record quarter with strong assist from residential mortgage, commercial, and indirect auto loan growth.  Capital build on higher earnings used to fund organic loan growth.  Asset quality stable, but expected to fall.

RBS 2Q15 Recap: Litigation & Restructuring Costs Hit


Litigation and restructuring charges dragged down results.  Continued march towards new operating structure helping capital ratios. 

Page: 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43